Welcome to Retirement Risk, a financial service provided by Conti & Co. By accessing our website (https://retirementrisk.org/) or using our services, you agree to comply with these Terms and Conditions. Please read them carefully before proceeding.

1. Agreement to Terms

By accessing, browsing, or using Retirement Risk’s website and services, you confirm that you have read, understood, and agreed to these Terms and Conditions. If you do not accept these terms, you must discontinue use immediately.

2. Our Services

RetirementRisk is a financial pillar of Conti & Co, a family run firm who specializes in retirement planning. The four pillars include income planning, mitigating downside risk, long term care needs and affordability, and legacy planning. As a non-captive firm, Conti & Co. is free to work with multiple financial institutions, giving clients more choices and better coverage options. Conti & Co. can provide unbiased recommendations and flexible solutions, tailoring plans to each client’s needs while maximizing their earning potential.

3. User Responsibilities

By using our services, you agree to:

Provide accurate and up-to-date information when registering or using our services.Use our website and services lawfully and ethically.Keep your account credentials secure and report any unauthorized access immediately.Avoid any fraudulent, misleading, or unlawful activities.

4. Payments & Refunds

For any paid services:

✔ Fees must be paid in full before services are rendered.

✔ Payments are non-refundable unless otherwise stated in a separate agreement.

✔ Retirement Risk reserves the right to adjust pricing or fees with prior notice.

5. Communication & SMS Notifications

By opting in to SMS notifications, you consent to receive:

✔ Appointment reminders and confirmations.

✔ Service updates and important notifications.

✔ Special promotions and exclusive offers.

You may opt out at any time by replying "STOP" to any SMS message. Standard messaging rates may apply.

6. Disclaimer & Limitation of Liability

To the fullest extent permitted by law:

✔ Retirement Risk and Conti & Co. do not guarantee financial results or the accuracy of information provided.

✔ We are not responsible for any direct, indirect, incidental, or consequential damages arising from the use of our services.

✔ Any reliance on our services is at your own discretion and risk.

7. Intellectual Property Rights

All content on our website, including text, graphics, logos, and software, is owned by Conti & Co. and protected by intellectual property laws. Unauthorized reproduction, distribution, or use is prohibited.

8. Third-Party Links & Resources

Our website may contain links to third-party sites for convenience. We do not control or endorse their content, policies, or services. Use them at your own risk.

9. Service Termination

We reserve the right to suspend or terminate access to our services without notice if:

✔You violate these Terms and Conditions.

✔Fraudulent or unlawful activity is detected.

✔Continued access presents a security or operational risk.

10. Governing Law

These Terms and Conditions are governed by the laws applicable to Conti & Co.'s operations. Any disputes shall be resolved in accordance with applicable legal requirements.

11. Updates to Terms

We may update these Terms and Conditions at any time. The latest version will always be available on our website. Continued use of our services after updates constitutes acceptance of the revised terms.

12. Contact Us

For questions or concerns about these Terms and Conditions, reach out to us:

Email : [email protected]

Phone : 512-982-9298